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Real estate

Zillow Premier Agent vs. Your Own Leads: What You Pay and What You Own

By the SBS team · October 12, 2026 · 6 min read

Portal leads are rented. Leads from your own farm, mail and home value page are yours. A clear comparison for agents deciding where the budget goes.

How portal leads are priced

Portals earn leads by ranking for listing, ZIP code and home value searches, then sell the inquiries. Depending on the market, that is a monthly spend per ZIP code or a referral fee at closing. Zillow's Flex program has charged referral fees reported at 35 to 40 percent of your commission.

The same lead is often shared or routed by speed, so you compete for it, and when you stop paying, the flow stops.

What owning your leads looks like

Do the math on one closing

On a $400,000 sale at 2.5 percent, your side is $10,000. A 35 percent referral fee is $3,500 on that one deal. A year of a flat-price system and a steady mail program in one farm can cost about the same, and every lead it produces stays yours.

Keep the portal if it works, but build the asset

Plenty of agents keep a portal budget while they build their own pipeline, then cut back as owned leads take over. The point is to stop renting your entire business.

How SBS helps

SBS for Real Estate gives your team weekly public-records leads in your ZIP codes, mail-ready letters, your own home value page, and follow-up, from $149 a month for a solo agent ($399 for a whole team). No per-lead fees and no referral fees.

Get leads without buying them

SBS for Real Estate pulls Florida county records each week, finds sellers in your ZIP codes, prints the letters and captures owners who ask for a value. Solo agents $149/month, teams $399/month.

See the leads in your ZIP code

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